文 | 张馨仪

zi9yuedi，zhongguofangdichanshichangyinglaileqiansuoweiyoudezhengcezhichi，yangxing、yixianchengshidenglianxuchutaigenjinzhengce——zaixuqiuduan，tongguojiangdishoufubili、tigaogongjijindaikuaneduyijifangdaililvxiadiaodengshouduan，jinyibucujinxiaofeihetouzi；tongshi，zaigongjiduan，jiadaduibaojiaofangdezhichilidu，bashangpinzhufangxiangmudaikuannaru“baimingdan”，tongshizaicaizhengfangmianheliyunyongzhuanxiangzhaiquanyongyuxiangguanyongtu，zaibaojiaofanghequkucunfangmianjunqudeleyidingchengxiao。

juguojiatongjijufabudeshuju，quanguoxinjianshangpinfangshichangzaijinglileyiduanshijiandexiahuahou，zi9yueyilaichengxianchuxianzhudefusutaishi。jinguan1-9yuedeleijixiaoshoumianjihexiaoshouerengtongbixiajiang，danjiangfuyilianxushuyueshouzhai，xianshichushichangzhengzaizhubuhuifuhuoli。

shandongzuoweijingjidasheng，jingenguojiazhengcedebufa，jijixiangyingbingluoshileyixiliefangdichandiaokongcuoshi。congjinqishujulaikan，shandongfangdichanshichangdeqiwentaishiyijingchubuxianxian。chengjiaoliangzhujianhuisheng，fangjiayequyuwending，shichangxinxinzhengzaizhubuhuifu。jushandongshengtongjiju，1-10yue，quanshengshangpinfangxiaoshoumianji11699.8wanpingfangmi，xiaoshoue9952.1yiyuan，tongbifenbiezengzhang14.6%he17.4%。zheixiejijidebianhuabujindeyiyuzhengcedeqianglituidong，yelibukaishichanggefangdegongtongnulihepeihe。

ranerzhidezhuyideshi，jinguanzhengcenuanfengpinchui，shichangyichuxianhuinuanjixiang，danguojiatongjijuzuixinshujujieshileyigegengweifuzadetujing：2024nian9yue，quanguo70gedazhongchengshideshangpinzhuzhaixiaoshoujiagehuanbisuiquyuwending，dantongbijiangfuyiranchixukuoda。jutidaoshandongnarutongjidesizuozhuyaochengshi，loushijiagerengchuyuxiaxingtongdao，quanmianhuishengzhilushangxianmanzhang。zheiyixilieshujutishiwomen，suiranshichangqiwenxinhaochuxian，danzhenzhengdezhuanzhedianhuoxurengzaiqianfangbuyuanchudengdaizhewomen。

yucitongshi，10yue21ri，yangxingzaicifabujiangxixinxi：2024nian10yue21ridaikuanshichangbaojialilv（lpr）wei：1nianqilprwei3.1%，5nianqiyishanglprwei3.6%。yiqingdaodiquweili，cicilprdexiadiaohuoyiweizheqingdaodangqiandezuidishangyedaikuanlilvyouwangdizhi2.9%。

zhideguanzhudeshi，zheiyijingshiyangxingjinniandisancixiadiao5nianqiyishanglpr，jinnianhejixiadiao60gejidian。bingqiechubufenchengshiwai，buzaiqufenshoutao、ertaofang，cunliangfangdaililvyesuizhixiadiao，yujijiangshizhongduojiatingherenkoushouyi，jianshaolixizhichu。ciwai，shandongdegongjijinlilvyekenengxiangyingxiadiao，zheijiangjinyibucijizhufangxiaofei，tuidongfangdichanshichangchaozhepingwenjiankangdefangxiangfazhan。

qishi，duozhonglihaozhengcedediejiaxiaoying，yijingrangshichangcanyuzhedeyuqipubianzhuanxiangleguan。

guojiatongjijuzhendui70gedazhongchengshizai9yuexiaxunjinxingdeyuedufangjiawenjuandiaochajieguoxianshi，zi9yuexiaxunyilai，fangdichanshichangxinxinxianzhuzengqiang。shoufangcongyerenyuanzhong，yuqiweilaibannianxinjianshangpinzhuzhaixiaoshoujiagebaochiwendinghuoshangzhangdebiligaoda58.3%，ershouzhuzhaizewei45.4%，xiangbishangyuefenbiedafutishengle10.0gebaifendianhe6.5gebaifendian。

山东统计局的数据进一步揭示了市场结构的变化。当前，90平方米及以上的改善型住宅已成为市场主体，zhanxianchuqiangdadezengzhangdongli。conggongjiduanlaikan，fangdichantouziwanchengedadao6064.7yiyuan，tongbizengzhang11.9%，zengsugaochuquanbufangdichankaifatouzi3.1gebaifendian，duizhengtikaifatouzizengzhangdegongxianlvgaoda8.3gebaifendian。erzaixuqiuduan，gaishanxingzhuzhaidexiaoshoumianjizhanjulequanbushangpinfangxiaoshoumianjide84.6%，ladongzhengtixiaoshoumianjizengzhangle11.9gebaifendian。

yiweishandongdefangchanzhongjiecongyerenyuanfenxiangdao：“jinqichengjiaodekehupojudaibiaoxing，biruyiweiyuanbenyouyubujuedehuanfangkehu，zaiganshoudaoshichangbianhuahou，guoduanwanchenglefangwuzhihuan。zaiwokanlai，zheibozhengcedechutaiduiyugaishankequngoufanghuozhihuancujinzuoyonghaishibijiaomingxiande。”

raner，zaizheibozhengcehongliyushichanghuinuandeshuangzhongcijixia，bufentouzizhekaishichunchunyudong，renweidangqianzhengshirushouchaofangde“huangjinchuangkouqi”，shitujianggushizhongde“kuaijinkuaichu”celvefuzhidaoloushi。

duici，yinggaikandaodeshi，jinguanzhengcepinchu，danloushihuiguishangpinshuxingdedaqushimeiyoubian。

shenmejiao“huiguishangpinshuxing”？

yejiushishuoloushiyingzunxunshichangjingjiguilv，qijiageyingweiraoshichangjiazhishangxiabodong，erfeishoufeishichangyinsudeguoduganyu。zheiyizhuanbian，yiweizheloushijiangzhujianbaituoguoqudetoujifenwei，huiguilixingyuwenjian。

weiheshandongloushijianghuimianlinzheiyangdezhuanbian？

conggenghongguandeshijiaoshenshi，shandongnaizhiquanguodeloushiweilaizouxiangshibijiangshoudaoduozhongjibenmianyinsudeyingxiang。qizhong，renkoujiegoudebianhuayouweiguanjian。suizheshilinggoufangrenqundekuaisuxiahua，yijichengzhenhuajinchengdefanghuan，shandongloushixuqiuduandezhichenglizhengzhujianjianruo。

tongshi，guojijinrongxiehui（iif）deshujuxianshi，jiezhi2024niandiyijidu，zhongguojuminbumengangganlvwei64%。zheiyishujuyijingjiejinguojishanggongrendejumingangganlvjingjiexian65%zuoyou。zheiyishujuduishandongtongyangjuyoujingshiyiyi。suiranyuoumeiguojiaxiangbi，zhongguodejumingangganlvpaimingbingbukaoqian，dankaolvdaoshandongnaizhiquanguodejuminshouruzhangdpdebizhongxiangduijiaodi，qielilvxiangbioumeigenggao，yincizheiyigangganlvshuipingyijingduishandongdefangdichanshichangnaizhizhenggejingjitixigouchenglebuxiaodeyali。jumingangganlvdechixupanshengjinjingjiexian，wuyiweiloushidejinyibushangzhangkongjianshezhiletianhuaban。

suoyi，congshandongdifangfenxilaikan，loushizaiduanqineikenenghuishoudaozhengcecijideyingxiangerchuxianduanzanhuiwen，danzhangqilaikan，loushijiangzhujianquyuwending，bingweiraoqijiazhishangxiabodong。zaizheigeguochengzhong，haofangzijianggengjubaozhihezengzhinengli，erdizhipan、yuanjiaopandengzekenengmianlingengdadefengxian。yejiushishuo，fangdichanshichangdebenzhi，yushouji、qiche、baobao、shoubiaodengshangpinshichangbingwuerzhi。dabufenfangdichanchanpin，rutongxiaohaopinyiban，qijiazhisuishijianliushierzhujianzhejiu；erxiaobufengaoduan、xiquedefangchan，zekenengjubeibaozhishenzhizengzhideqianli，danzheibingbuyiweizhesuoyoufangchandounengchengweitouzide“xiangbobo”。

erzheiyibu，zhengshidaposhandongnaizhiquanguorenzhangqiyilaide“maifangxinyang”dehexin。zaiguoqu，fangchanbeishiweicaifubaozhizengzhide“yingtonghuo”，errujin，suizheloushihuiguishangpinshuxing，zheiyiguannianzhengzhujiandanhua。loushixiangshangpinshuxingdehuigui，xuangaole“mangmuzhiyejicaifuleiji”shenhuadezhongjie，querdaizhideduitouziyanguangyucelvedegenggaoyaoqiu。duiyushandongdetouzizheeryan，zhiyoukandaobianhua，cainengbawoweilai。