“gaozhiliangfazhanshiquanmianjiansheshehuizhuyixiandaihuaguojiadeshouyaorenwu，jinrongyaoweijingjishehuifazhantigonggaozhiliangfuwu。”

dangqian，zhongguojingjizhengchuyushenshuigaigeqi，fazhanxinzhishengchanlichengweilegaozhiliangfazhandequanxinhangxiang。jinrongzuoweijingjidexueye，ruheyouxiaoyindaoshehuiziyuanpeizhi？ruhecujinkejichuangxin、fazhanxinzhishengchanli？zheishijingjimaiguozhuanxingshengjiguankou、jinrugaozhiliangfazhanjieduandeshidaizhiwen。

12yue24ri，2024qingdaocaifuluntanjijiangqimu，daanhuoxujiuzaiqizhong。

zuoweiguoneishouquyizhidecaifuluntan，qingdaocaifuluntanzaiguoqujiunianlibawoxingyejiyu，huijuguoneiwaixingyejingyinggongshangshidaidashi，tantaoweilaigejuxin“fengxiang”。benjieluntanshiqingdaolianxujubandedi1 0jiecaifuluntan，yejiangzaicihuiguicaifuguanlijinrongzonghegaigeshiyanqudehexinqu——qingdaojinjialingjinrongqujuban。luntanyi“zhanfangxinzhihuoli，yongbaocaifuweilai”weizhuti，jiangjujiaoxinzhishengchanli，jinkoukejijinrong、lvsejinrong、puhuijinrong、yanglaojinrong、shuzijinrongwupiandawenzhang，shezhile1gezhuluntanhe“kejijinrong”“shuzijinrong”“qingganghezuo”3gefenluntan，jinyibudazaoguoneizuijuquanweixingheqianzhanxingdecaifuguanlixingyejiaoliupingtai。

kejijinrongyizhishixingyejiaodianhuati。jinnianlai，woguokejijinrongfuwunenglijianshequdejijichengxiao，zhichikejichuangxindejinrongzhengcegongjuyegengjiawanshanhejingzhun。muguangluojiqingdao，chuangxinxingchengshizhengjiasuyanjin。qingdaojianchibakejichuangxinbaizaifazhanquanjudehexinweizhi，qidongshishikejiqiangshijianshe、chuangxinxingchanyetixijianshexingdongjihua，tuidongkejichuangxinhechanyechuangxinronghefazhan，shenrutuijinxinxinggongyehua，jiakuaipeiyuhezhuangdaxinzhishengchanli。quanqiuzhishichanquanzuzhifabude《quanqiuchuangxinzhishu》xianshi，qingdaozi2019nianyilaishixianlekuaisutisheng，congdi80weiyueshengzhidi20wei，shiquanguofazhanzuikuaidechengshizhiyi。

qingdaokejichuangxinnenglidexunsutigaolibukaijinrongzhuli，dangxiazhengzhiliyujianshejuyouhexinjingzhenglide“kejiqiangshi”，jiezhukejijinrongzhengcehegongju，shixiankuayueshifazhan。2019nian7yue，qingdaochenglilezongguimo500yiyuan、shouqiguimo120yiyuandekechuangmujijin，zhichigaokejichanyechuangxinchengzhang。jinnian11yue，qingdaowudaguoqixieshou，zhucechengli100yiyuandeqingdaoguozihezuochanyetouzijijinhehuoqiye（youxianhehuo），qianghuakejichuangxinfuchilidu。

benjieqingdaocaifuluntanfenluntanzhiyi——kejijinrongfenluntan，jiangweirao“chanrongshukechuangxinfazhan funengqiyecaifuzengzhi”zhuti，jinkoukejijinrongdeneihantezheng，jijuyejierencaitongtaijiaoliusixiang、jieduyoushizhengce、fenxiangqianyandongtai，tantaoruhetongguojinrongkejidechuangxinliliang，cujinchanyeyujinrongdeshenduronghe，shixianziyuangongxianghejiazhichuangzao，jinertuidongqiyecaifudezengzhi、funengxinzhishengchanlifazhandeng，weixinzhishengchanlifazhantigongxinsilu。

chucizhiwai，qingdaocaifuluntanyirujiwangdeguanzhushuzijinronglingyudongtai。jinnianshuzijinrongfenluntanyi“shuzhironghe anquanfazhan”weizhuti，guanzhurengongzhinengzaijinronglingyudeyingyongheqianjing，yijishuzijinronganquanwenti，luntanshangjiangfabu《shengchengshirengongzhinengjinrongyingyongfazhanyuanquanbaipishu》《jinrongappyingyongfazhanyuanquanyunxingbaogao》dengzhongyaobaogao。

zuoweiqingdaozhongyaodechengshihezuohuoban，xianggangbanyanzheqingdaocaifuluntandezhongyaojiaose。qingdaoxiangganglilaijiaowangmiqie，2024qingdao-xianggangjingmaohezuojiaoliuhui、qingdao-xianggangjingmaohezuotuijiehuidengshangyejiaoliuhuodongweishuangfangdailailehezuogongyingdejihui。zai“chaoyongqinggang chuangfuweilai”fenluntanshang，qinggangzhengshangdakajiangxishudengchang，qinggangaozhongyiyaochanyezhanlvehezuoqianyueyishi、qingdaoxianggangshangshiqiyelianmengchengliyishi、qinggangshengmingjiankangchanyejijin、qinggangguojishengmingkexueyuanqianyueyishidenghuodongyejiangjuxing，qinggangguanxijianggengjiajinmi。

guoqujiunianli，qingdaocaifuluntanhuijuxingyejingying，fengxianleyichangchangjingcaidesixiangpengzhuang、zhihuijiaorongdejinrongshengyan，yeshi“caifuqingdao”dejinzizhaopaiyuecayueliang。suimozhishi，2024qingdaocaifuluntanruyueerzhi，“laoshanjiaoxiadejinjialing”jiangzaiduxiyinshijiemuguang，zuochuqingdaohuida。