12yue10ri，youhenanshenghulianwangxiehuizhubande“dikongjingjixinjiyu，rengongzhinengqixinhang”2024nianxinyidaihulianwangjishujiyingyongpeixunhuizaizhengzhoujuxing。huishang，2024nianhenanshenghulianwangzongheshiliqianshiqiyeyanjiujieguogongbu，henanzhongyuanxiaofeijinronggufenyouxiangongsi（yixiajiancheng“zhongyuanxiaofeijinrong”）ronghuohenanshenghulianwangzongheshiliqianshiqiyechenghao，bingweijudisan。

zuoweihenanweiyichipaixiaofeijinrongjigou，zhongyuanxiaofeijinrongjianchiyikejichuangxinweiqudong，chixutongguotansuoshuzijishufunengpuhuijinrong，chuangxinjinrongchanpin，wanshanxiaofeichangjing,yanshenjinrongfuwunengli，weiguangdaxiaofeizhetigonggengtiexingengyouwendudejinrongfuwu。

科技赋能 延伸金融服务能力

zairengongzhinengjishufeisufazhandedaqushixia，feiyinjinrongfuwuxingyeyinglaileqiansuoweiyoudebiangeyujiyu,dashujufenxi、rengongzhineng、qukuailian、yunjisuandengxinxingjishuzhengzaizhongxindingyifeiyinjinrongfuwu,jinrongyedeweilaijingzhengyidingchengdushangjiushijinrongkejidejingzheng。

zhongyuanxiaofeijinronglizukejichuangxin,jiandingkejifunengzhanlve,yizhinengyingxiao、zhinengyunying、zhinengfengkong、zhinengbangong、zhinengyunweidengbadaguanjianjingzhengliweihexin,zhichenggongsigexiangyewudegaozhiliangfazhan。zhongyuanxiaofeijinrongdajianleyibei、guang、 shenrencaiweihexindekejituandui，zheixieyuangongqiangyoulidizhichizhezhongyuanxiaofeijinrongjianshexingyelingxiandekejinengli。dangqian，zhongyuanxiaofeijinrongkeji、 fengxianliangdatiaoxianshangdeyuangongrenshuyizhanzongrenshujin60%。

zhongyuanxiaofeijinrongqixiayongyouliangkuanzizhuyanfadeapp——zhongyuanxiaofeijinrongappjiyoukaapp。zishangxianyilai，zhongyuanxiaofeijinrongappjianchizizhuquanliuchengyunyingkehu，chixuwanshankehuxianshangliucheng，dongchakehuxiguan、jinrongxuqiu，chuangxinchanpinjifuwuyouhuakehutiyan，tishengkequnzhuanhualiucunlvheshengmingzhouqijiazhi。ciwai，zhongyuanxiaofeijinrongtongguoyuyongyouhailiangliuliangdehulianwangpingtailianhejianmo，buduanzhenxuanyouzhiliuliang，tishengzhongyuanxiaofeijinrongappzizhuhuokenengli，jingzhunshaixuanmubiaokehu。

weigenghaodefuwugetigongshanghuyuxiaoweiqiyedexiaofeixindaixuqiu，zhongyuanxiaofeijinrongzujianlexianxiazhiyingtuandui，tongshikaifashangxianleyoukaapp，tigongzhuanshukehujinglifuwu，bingjianchi“quzhongjie”yewumoshi，youzhenduixingditigonggenggaoedu、gengdililvhegengjiabianjiedefuwu, dadatigaolexinshiminxiaofeijinrongdekehuodexing。

技术驱动 构建牢固数字底座

zaiguojiazhanlvehejishufazhandeshuangzhongqudongxia，kejinengliyichengweixiaofeijinronghuanfaxinshengdezhongyaoqudongli。xiangduiyuyinxing、baoxian、zhengquandengqitachuantongjinrongyetai，xiaofeijinrongjigouduikejizizhuchuangxinlingyugengweizhongshi。

zhongyuanxiaofeijinrongzichengliyilaijiugaoduzhongshikejizizhuchuangxinnengli,chixujiaqiangduizizhuyanfashilidexiulianyutisheng。zhongyuanxiaofeijinrongjianlilejiazhichengxiaoguanlijizhi，weiraojiazhichengxiaomubiao，xingchengjiazhiqudongguihuahejuecedezishiyingzuzhi，funengshuziyewudechixuchuangxinhezhangqifazhan。

zaishuzihuazuzhizhuanxingzhong，zhongyuanxiaofeijinrongyiwentiweidaoxiang，shibiehegongshikejifunengyewuyudaodehexinwenti，daorubizdevopslinianhefangfa,yijiazhiqudongweihexin，tongyipingtaigongjuweizhongyaozhuashou，jianliyechanyanyunquanlianluliuchengxiezuojizhi,jiyuquanlianluliuchengyunzuojizhichanshengdegaozhiliangshuju，nenggoudongchaguochengxingweihejieguoxiaoguo，bingzhiyinkejituanduichixugaijin。

zhideyitideshi，zhongyuanxiaofeijinrongzaijishuchuangxindetongshi，yegaoduzhongshishujuanquanheyonghuyinsibaohu,tongguojianliyangedeshujuguanlitixiheanquanfanghujizhi，quebaokehuxinxideanquankekao。jinnian8yue,zhongyuanxiaofeijinrongzhubande“gerenxinxibaohuheshujuanquanheguishiwuyantaohuijixiaofeijinrongxingyeanquanheguizhuantihui”zaibeijingchenggongjuban, zhongyuanxiaofeijinrongtongguocicihuiyi，dajianleyigejiaoliuhezuodegaoduanpingtai，shenrutantaoxiaofeijinrongxingyezaianquanheguilingyudezuixindongtaiyuweilaiqushi，gongtongyingduixingyetiaozhan，tuidongxingyejiankang、kechixufazhan。jiaqiangjinrongshujuguanli、quebaoshujuanquan，bujinshiweihuguojiajinronganquandejichu，yezhijieguanxidaojinrongxiaofeizhequanyideyouxiaobaohu，tongshihaishijinrongjigoujianquanneibukongzhi、chongfenwajueshujujiazhi、tishengjinrongfuwupinzhideguanjianlujing。

zaizhongyuanxiaofeijinrongzongjinglizhouwenlongkanlai，yuyinxing、tongxingdejingzheng，shuodaodihaishijingzhunhuokenengli、dashujufengkongnengli、jingxihuaguanlinenglidenghexinnenglidejingzheng，zhongyuanxiaofeijinrongyikaokeji、fengkong、shuju，qianghualezishenhexinjingzhengli，zhulaolefazhanhuchenghe。zhongyuanxiaofeijinrongjiangjixubingchiheguijingyingdelinian，chixujiaqiangshujuanquanguanli，weixiaofeizhetigonggengjiaanquan、kexinlaidejinrongfuwu。

weilai，zhongyuanxiaofeijinrongjianghouzhi“kejijiyin”,hangshikejidizuo，tongguorengongzhineng、dashujudengjishufunengzizhuhuoke、zhinengfengkong、shuziyunyinghexinnengli，qieshitishengpuhuijinrongfuwuzhilianghefugaimian，tishengjinrongzhichixiaofeidenenglishuiping，weigaozhiliangfazhanzhuruyuanyuanbuduandedongli。