12yue19ri，jinrongshibao、shanghaijinrongyufazhanshiyanshilianhemeituanqiyebanzaishanghaifabu《2024-2025yinxingduigongyewuchangjingjinrongchuangxinbaogao》（yixiajiancheng《baogao》），jinrongshibaoshedangweifushujifangwen、shanghaijinrongyufazhanshiyanshizhurencenggang、meituanqiyebanzongjinglikangkai、zhongguoyouzhengchuxuyinxingzongxingpuhuijinrongshiyebuzongjingligengli、zhongguogongshangyinxingguangdongshengfenxingfuxingzhangmeichaodengxianchangcanhui。

《baogao》zhichu，zaifazhanduigongchangjingjinrongzhong，shangyeyinxingdaduoxuanze“zhihuishitang”zuoweifalizhongdianlingyu，tongguoyumeituanqiyebandengchangjingfuwushanghezuo，kuaisudajianhexinxiaofeichangjing，tishengkehumanyiduheyilaidu，yonggaopinshenghuochangjingdaidongdipinjinrongfuwu。

《baogao》zhongjinyibuchanshi，shangyeyinxingdaduoxuanze“zhihuishitang”zuoweifalizhongdianlingyu，zhuyaoyuanyinzaiyu：yishishitangchangjingjuyougaopinshuxing，jiyurenmenrichangshenghuoxuqiu，yiyutishengkehunianxing；ershizhihuishitangchangjingxia，shangyeyinxingduiyuyonghuxingweishujuheshitangyunyingshujudoukexingchengyouxiaojilei，youliyushujufenxihezhinengfengkong；sanshixiangjiaoyuqitaduigongchangjing，zhihuishitanglingyuchengbengengjiakekong，zhengtifengxianjiaodi；sishikeyishenhuayuqiyededuofangmianhezuo，tixianleshangyeyinxingdeyuangongguanhuaiheshehuizeren，youliyushangyeyinxingdeshilizhanshihepinpaixuanchuan。

jinrongshibaoshedangweifushujifangwenbiaoshi，《baogao》tantaolechangjingjinrongsandajibenluoji，fenxileduigongyewuzaizhengfukehuheqiyekehuliangdahexinlingyudechuangxinshijianyijichangjingjinrongxinqushi，nenggoubangzhuyinxingyegenghaodilijiekehuxuqiu，youhuafuwumoshi，tishengjingzhengli。duigongyewuchangjingjinrongchuangxinfangxiangyingshizhongyikehuweizhongxin，baokuoweiraozhongdianchangjingtupo、youhuaneibuzuzhiguanli、tishengchangjingyunyingnengli，yijijiaqiangchangjingyuwangdianziyuanderonghehudong。

shanghaijinrongyufazhanshiyanshizhurencenggangjiedu《baogao》shitidao，chanyeshuzihuaxunsufazhan，yichengweijingjifazhandeguanjianzhicheng。shangyeyinxingshenrulijiegongyinglian，zhangwoqiyezijin、wuliu、xinxiliu，weiduigongchangjingjinrongfazhandaxiajianshijichu。zhanwangweilai，shangyeyinxingjiangtongguochangjingjinrongfuwugengshenrudirongruchanyehulianwang，kuozhanxindai、zhifujiesuandengfuwu，shuchujishubangzhuqiyexianshanghuagaishanshengchanjingying，tigaoxiaolv，fahuijinrongzaikejichuangxin、chanyeshengjizhongdeguanjianzuoyong。

meituanqiyebanzongjinglikangkaizhicishibiaoshi，zhenshixuqiushichangjingjinrongdebenyuan，yeshicuishengjinrongchangjingdeyuantouhuoshui。shangyeyinxingyuhulianwangpingtaideyoushihubu，youzhuyuqikuaisudajianhexinchangjingheduoweishengtai， tishengyonghushiyongnianxing。zhongduohezuoyinxinglianhemeituanqiyebandazaodeshengjibanzhihuishitangjiejuefangantishenglezhengfu、qishiyedanwei、gaoxiao、chanyeyuanqudengyixianyuangongdeyongcantiyan，youxiaoyinzhenglerukoujiaoqing、menjianjiaodidegaopinshenghuochangjingduiyinxingduigongyewuchangjingjinrongdedaidongzuoyong。

huishang，meituanqiyebanyinxinghezuofuzerensongchenghaoyulaiziguoyoudaxinghechengshangxingdeyixianguanlizhe，fenbieweiraogaopinshenghuochangjing、puhuijinrong、“zhihui+”changjing、zhihuishitangjianshedengyitifenxiangleduigongyewuchangjingjinrongshijianjingyan。

fabuhuixianchang，zhongguoyouzhengchuxuyinxingzongxingyumeituanqiyebanqianshuzhanlvehezuoxieyi，shuangfangjiangzaidazaoqiyexiaofeichangjingzonghejinrongchanpin、shengtaichangjingjianshedengfangmiankaizhanhezuo；guangdonggongxinglianhemeituanqiyeban，huanxinfabuzhihuishitangchanpin，zhizaiweigengduojigou、qiyekehudailaibianjiedefuliguanlifuwu，gaishanyuangongdeyongcantiyan。

muqian，shangyeyinxingyijiyukaifangyinxingjiagou，jiehezishenyoushi，zaiduoyuanhuachangjingzhongguangfankaizhanduigongyewuchangjingjinrongdetansuoyuhezuo，tebieshishilixionghoudedazhongxingyinxing，yijibufenlingxiandequyuxingyinxing（baokuochengshangxing、nongshangxingdeng），junyizaizhengfujigouhexingyelingyuzhonggoujianleyidingxianfayoushi。weilai，haijiangyougengduodeshangyeyinxing，tongguoyumeituanqiyebandengchangjingfuwushanghezuo，chongfenfahuigaopinshenghuochangjingyoushi，quanmiantisheng“yikehuweizhongxin”deduigongyewuchangjingjinrongjianshe。