jinri，oukeyunlianlianhelingyizhikufabule《qukuailian2021niandushengtaibaogao》，jiumuqianguoneiqukuailianchanyeshengtaijinxingleshendudebaoxi，hangaichanyelianshangyou、zhongyou、xiayouyijigaocengdezhanlvedingweideng，yinfaleyeneideyizhihaoping。baogaocongbutongdeshijiaorangshichangduiqukuailianshengtailianyoulegengshenderenshi，tongshiyeduioukeyunliandehexinkejiyoulejinyibudelejie。

高层定调，区块链产业链已初步形成

cong2016niankaishi，guojiaduiqukuailiandejishuyunyongfangxiang、jiazhiquxiang，jiuyoulefeichangqingxidelujing。“shisanwu”guihua，jiushoucijiangqukuailiannarulejinqu。dao2018nianliangyuanyuanshidahuishang，lingdaorendiyicitidaolequkuailian。zaidaohoulai，zhongyangzhengzhijudishibacijitixueshi，gengshijiangqukuailiantishengleyouyigegaodu。

zhici，qukuailianyurengongzhineng、yunjisuan、dashuju、5gdengxinxingxinxijishuzuchengshuzijingjishidaidedicengjishuzhicheng。

muqian，woguoqukuailianchanyezhengchuyukuaisufazhanjieduan。congchanyelianlaikan，zhongguoqukuailianchanyedechanyeliantiaobuduanwanshan，zibenzhurushengwen。shangyoubaokuodicengjishujijichusheshi，zhongyouzhuyaoshijishutuozhanpingtaijifuwu；xiayouyiqukuailianyingyongweizhu。ciwai，qukuailianhaicuishengleyixiexinyetai，lirunftheyuanyuzhoudenghuoredexinsaidao。

qukuailianjishujiagouyoukeyijiandandefenweisanceng：jichusheshiceng，xieyicenghekuozhanceng。jichusheshicengjiangchuantongwangluoanquanyuqukuailiananquanlianxiqilai，xieyicengjiyujichusheshicengtigongdeyingjianhuowangluojichutixishixianxiangyinggongneng，bingweikuozhancengtigongxiangyinggongnengzhichifuwu。kuozhancengtongguodiaoyongxieyicenggongnengzujian，keyitigongduoyuanhuadefuwuhefangwen。

xuyaozhichudeshi，qukuailianyingyonganquanyeshiqukuailiananquanbukehushideguanjianhuanjie。suiranqukuailianjishujimimaxue、fenbushicunchudengduoxianganquankongzhijishuyuyishen，danqibenshenrengcunzaianquanloudong。chulejishufengxianyiwai，qukuailianyushitijingjironghedejinchengzhongyecunzaiheguifengxianhetoujifengxian。

duici，xujiaqiangduiqukuailianjishudeyindaoheguifan，jiaqiangduiqukuailiananquanfengxiandeyanjiuhefenxi，miqiegenzongqifazhandongtai，jijitansuojianlianquanbaozhangtixi，tuidongqukuailiananquanyouxufazhan。

以区块链在金融监管上的应用为例

julingyizhikufabude《qukuailian2021niandushengtai》baogaoxianshi，suizhejiamizichanzaiquanqiufanweineixunsufazhan，gezhuliuguojiazaijinrongzichankuangjiaxiaduijiamizichanjiaoyisuoheyinxingjiamizichanfengxianshenshenguanliyichengweizhongdianlingyu。jiamizichanyouyunimingxinghequzhongxinhuatexingrongyibeiyingyongyuwangluodubo、dupinjiaoyi、xiqian、zhapianyijikongbuzhuyihuodongrongzidengfanzuihuodong，bingduiyiyouzhixuzaochengchongji。tongshi，shejiamizichandefanzuibuduanzengduo，fanzuixingshiriyiduoyanghuazengjialejianguandenandu。

genjulianshangtianyanpro2.0shujutongji，jiezhi2022nian2yue，guoneishexunihuobianjianshuliangyileijichaoguo7000qi，guanliansheanrenshuda1630wan，sheanjinegaoda3300yirenminbi。

shejiamizichandefanzuihuodongchengweijinronglingyudezhongdianjianguanduixiang。danmuqian，zheileianjianzaizhenbanguochengzhongbingburongyi，youyuxunihuobiqiyunxingjizhiyouzhetebiexianmingdequzhongxinhua、nimingxing、shishixingdengtezheng，wuxujinrongjigoudecanyujiukeyiwanchengjiaoyi。zaiguonei，qukuailianyuzonghejishuderongheyingyongzhengbeiyingyongyucileianjiandezhencha，oukeyunlianbianshiqizhongdedaibiaoqiyezhiyi。

quzhongxinhuashidezhuizongyibixunizichanjiaoyiyuanbizhongxinhuazhuangtaixiagengweijiannan，yinweixiansuobuyihuoqu，wanzhengdezhengjulianyejinanshouji；shishixingzeyiweizheweifadebuzhoukeyishihaomiaojideyunxingsudu，zaiquanqiurenheyigedifangfaqibingwancheng，jianguanjiguanhuozhifabumenjihumeiyouzugoudexiangyingshijianqujishizuduanyifangzhisunshihuofumianyingxiangdefasheng。

zhenduijiamizichandenimingxing，oukeyunlianqixiazhenduijianguanjiamifanzuixianhoutuichule“lianshangtianyan”、”lianshangtianyanpro”、”lianshangtianyanpro2.0” xiliechanpin，tongguogoujiandizhibiaoqianxitongweianjiantigongzhencezhichi，zhanshiliyongqukuailianjishujiangruhezaishejiamizichandejinrongjianguanshangfahuizuoyong。

muqian，lianshangtianyanyiyongyouchao2yidelianshangdizhibiaoqian，zhichi“yidiandaimian”depoan，congyigexiansuoyuandizhichufa，tongguodizhihuaxianghejiaoyitezhengshibie，peiheshujupengzhuanghebidui，youxiaozhuichazijinzangnidian。haijichenglequanqiujianguantaishixinxiyijiguoneixiangguancankaoanliku，yiyingduiqukuailianjishudekuaisufazhanhehuayangdiechudexinxingfanzuifangshi。

kejiqudongjinrong，jinrongpuhuidazhong。oukeyunliandengqukuailianqiyejiehezishenjishuyoushi，goujiande“dashuju+qukuailian”deshengtaibantu，weiyonghutigongzhunquekekaodequkuailianxinxifuwu，cujinqukuailianjishuluodiyuyingyong，weichanyejiankangfazhanbaojiahuhang。

wuyongzhiyideshi，qukuailianjishudefazhan，wuyiduijinronglingyufazhanqidaoleguanjianxingdetuidongzuoyong。zi2018nianyilai，fubusiqukuailian50qiangbangdanyijilulequanqiuyue114jiagongsishiyongqukuailianjishudeqingkuang。erjinnianshangbangdequkuailian50qiangdezongshizhigengshichaoguole6.3wanyimeiyuan。keyiyujiandeshi，weilai，qukuailian50qiangdeguojihuaqushijiangyuelaiyuemingxian，woguoyejiangzaikuaisuburuqukuailianxinshidaidetongshi，yinglaiquanxindejinrongshengtaihuanjing。